520 N Rio Arriba --, Cottonwood, AZ 86326

$1,275,000
3
BD
3
BA
3,166
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$1,275,000
Days on Market
1
Status
ACTIVE
MLS#
7071414
City
Cottonwood
Bedrooms
3
Bathrooms
3
Living SQFT
3,166
Lot Size
42,253
Subdivision
S35 T16n R3e
Year Built
1998
Type
Single Family Residence

Property Description

A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3,166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA. Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, dining and everyday services are just minutes away, while the historic charm of Clarkdale and Jerome is close at hand. Head the other direction and the spectacular Red Rocks of Sedona await, with world-renowned hiking, outdoor adventure, dining and recreation all within easy reach. Whether envisioned as a full-time residence, seasonal Arizona retreat or investment property, this unique Greenbelt setting offers exceptional flexibility without the constraints of an HOA. Private enough to feel hidden. Convenient enough to stay connected. This is Arizona living you simply don't expect to find.

Additional Information

Elementary School
Cottonwood Community School
High School
Mingus Union High School
Middle School
Cottonwood Community School
Acres
0.97
Architecture
See Remarks, Victorian
Assoc Fee Includes
No Fees
Builder Name
Unknown
Construction
Wood Frame, Lap Siding
Cooling
Central Air
Exterior Features
Balcony, Private Street(s), Built-in Barbecue, Rain Gutters
Fencing
Back Yard
Fireplace
Gas
Flooring
Vinyl, Tile, Wood
Garage Spaces
3
Heating
Natural Gas, Forced Air
Laundry
Washer Hookup, Gas Dryer Hookup
Living Area
3,166
Lot Size
42,253
New Financing
Cash, VA Loan, FHA, Conventional
Other Rooms
Loft
Parking Features
RV Access/Parking, Circular Driveway, Direct Access, Attached Garage
Lot Features
Rural, Gravel/Stone Front, Grass Front, Grass Back, Irrigation Front, Irrigation Back
Roofing
Metal
Spa
None
Stories
1
Style
See Remarks, Victorian
Subdivision
S35 T16n R3e
Taxes
$3,320
Tax Year
2018
Utilities
Natural Gas Connected, Phone Available
Water
Private Well

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Berkshire Hathaway HomeServices Arizona Properties.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.